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A Walmart MoneyCard is a good choice if you’re looking for a prepaid debit card. Maybe you decided to forgo a checking account to avoid high monthly fees, or perhaps you can’t get a bank account due to past financial mistakes.

Prepaid cards have skyrocketed in popularity in recent years, and while there are several prepaid card options on the market, the Walmart debit card tops the list. What makes Walmart prepaid credit cards different from other cards?

What is a Walmart MoneyCard?

A Walmart prepaid card is a reloadable card. This prepaid card works like a bank debit card, however, funds on the prepaid card aren’t tied to your bank account. With a bank debit card, cash is deposited into a checking account, and for every transaction made with the debit card, the bank deducts funds from the account.

The Walmart MoneyCard is different. You have to load or add funds directly on the card, at which time you can use the money card like a credit card.

There are multiple ways to load a money card. Bring cash to any Walmart store and load your card, or cash your check at a Walmart location and add funds to your card. There is also the option of direct deposit, in which your employer can deposit earnings onto your Walmart debit card, or you can transfer funds from your bank account to the money card.

If you’re looking for the best prepaid card, the Walmart MoneyCard is worth consideration. However, a Walmart MoneyCard review can breakdown the pros and cons, and help you decide whether this particular card is right for you.

Pros of Walmart Prepaid Credit Cards

Low fees: If you compare this money card with other prepaid card options, you’ll discover that Walmart MoneyCard fees are reasonable and sometimes lower than the competition. There is no issuance fee when you get your prepaid card through Walmartmoneycard.com, and if you get the card in-stores, the issuance fee is only $3.

No credit check. Unlike applying for a credit card, there is no credit check with the Walmart debit card. Although these cards can be used wherever Visa and MasterCard are accepted, they’re not actual credit cards. Therefore, anyone can obtain a prepaid card regardless of credit history.

Money is always safe. Like a credit card, there are provisions for a stolen or lost Walmart MoneyCard. Log into your account to report the stolen or lost Walmart MoneyCard. Walmart will cancel your old card and transfer your balance to a new card. The replacement fee for a lost or stolen card is $3.00.

Walmart bill pay. Use your Walmart MoneyCard to pay your bills in-store. These include utilities, cell phone bills, home loans and credit card bills. Creditors can be notified of your payment in as little as 10 minutes, thus preventing late fees and service interruptions.

Cons of Walmart Prepaid Credit Cards

Doesn’t build a credit history. You may ask, “Do prepaid cards build credit?” Unfortunately, a Walmart prepaid card will not establish or rebuild your credit history. Don’t confuse these cards with secured credit cards, which are issued by banks and reported to the credit bureaus. With a prepaid card, there is no credit limit or monthly payments, thus nothing to report to the bureaus.

Reload minimums and limits. There is a $20 reload minimum. Additionally, there are limits to how much you can load on your Walmart MoneyCard. The maximum you can add to a money card in a single reload is $1,100, and the daily maximum is $3,000. There is no reload limit with direct deposit.

Walmart MoneyCard Activation – Get Started

Paying with Pride

Here's something for my American readers, a wonderful offer on a new prepaid Visa card.

Paying with Pride.
Now there is a new way to pay that shows you have PRIDE! A new vibrant, bright, gay rainbow payment card is available for those that want to pay with pride! You see, Pride is about far more than a day of parades and parties, it is a state of mind, a state of living that you carry around with you everyday, so why not show that pride with something useful and handy to have – the new Pride and Gay Street Debit Visa cards.

These Debit Visa cards give you all the perks of both a credit card and a checking account – but without the fees – regardless of your credit standing. What is more, you can use either card wherever the Visa sign is accepted – anywhere in the World! You can also use the card to withdraw funds at literally thousands of ATM machines, so you’ll never be far away from your money. Adding funds to the card could not be easier, you’ll be able to conveniently load money with Western Union, PayPal, bank transfers, MoneyPak, direct deposit of wages or federal benefits payments. It is a 24/7/365 card so it’s always available whenever you need it. These two cards offer you everything you could possibly need, with no minimum balance or bank history requirements, also your

history requirements, also your LGBT Pride or Gay Street Prepaid Debit Visa card is FDIC insured for the full balance on the card with zero liability protection – just like other credit products. So now you’ll be able to carry the card that affirms your pride with The LGBT Pride and LGBT Gay Street Prepaid Visa Debit card from CARD.com.

Here’s even better news, as an exclusive offer to GayAgenda/Seafront Diary readers, if you sign up for the new card with the following link, two readers will be selected at random to have a fee $25 preloaded to their card! Yep, you could be one of the two people to have an extra $25 loaded on your new Pride cardfor free, simply for signing up with this link - So now you can pay with Pride!

Hey, that was my post for today, hope it filled your inbox nicely and made you smile or laugh or something else nice. Look out for another post soon, but if you miss me too much you can always come by the blog and leave me a message.

Armed Forces & Veterans launch AF&V Privilege MasterCard®

The Armed Forces & Veterans today announced the launch of their AF&V Privilege prepaid MasterCard, offering up to 10% cashback for serving personnel and veterans of the British Armed Forces and their immediate family.

London, UK, June 03, 2013 — The Armed Forces & Veterans today announced the launch of their AF&V Privilege prepaid MasterCard, offering up to 10% cashback for serving personnel and veterans of the British Armed Forces and their immediate family.

The AF&V Privilege MasterCard is an initiative that has been developed by former Servicemen and commercial experts, to benefit serving and veteran Servicemen and women and their dependants. The AF&V Card is globally accepted in-store, online or over the phone, at over 35 million retailers and ATMs anywhere the MasterCard acceptance mark is displayed.

Marion King, President, MasterCard UK & Ireland, says: “MasterCard is committed to helping all sectors of society and our Armed forces and veterans deserve a product that helps them pay wherever they are in their unique circumstances.”

The card is pay-as-you-go without any risk of getting into debt. With no transaction fees, no monthly account fees and free load methods it can be used as a cost-effective and secure payment method in the UK and abroad.

Cardholders who use their AF&V Privilege MasterCard to shop at over 100 selected retailers – such as M&S, Argos and Homebase – receive up to 10% cashback onto their card. David Shaw, Director of AF&V explains: “It is possible to add up to 4 additional cardholders to an AF&V Privilege Card account, so the whole family can enjoy the benefits of earning cashback directly into their accounts with our retail partners. Cardholders are guaranteed to receive cashback on top of any discount offered and signing up for our AF&V Card does not require any credit checks.”

In addition to earning cashback, signing up for the AF&V Privilege Card will give cardholders free membership to Armed Forces & Veterans Estates, an organisation set up by veterans for veterans and serving members of the armed forces, offering huge exclusive savings on property. Ken McMillan, Managing Director of Armed Forces & Veterans Estates says: “The complementary membership of AF&V provides cardholders access to massive discounts on residential and investment property opportunities, at prices considerably lower than those available on the open market.”

The AF&V Privilege Card channels revenue generated from the programme to support Service charities and charitable activities, providing accommodation, education and training coupled with employment support. For further information about the AF&V Card visit www.afvg.co.uk.

• The AF&V Card has been created for serving or veteran members of the British Armed Forces, or their immediate family
• An AF&V Card application is not dependent on credit checks or earnings. Subject to verification of applicants Service ID and registration through AF&V, there’s 100% acceptance
• The AF&V Privilege MasterCard is issued by PrePay Technologies Ltd,
authorised and regulated by the Financial Conduct Authority for the issuance of electronic money
• Current charitable AF&V activities include the provision of 34 apartments with on-site employment support in the centre of Newcastle, see www.afv-launchpad.co.uk

MasterCard (NYSE: MA), www.mastercard.com, is a global payments and technology company. It operates the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. MasterCard’s products and solutions make everyday commerce activities – such as shopping, traveling, running a business and managing finances – easier, more secure and more efficient for everyone. Follow us on Twitter @MasterCardNews, join the discussion on the Cashless Conversations Blog and subscribe for the latest news.

The Top 5 Prepaid Cards: Spring 2013

According to the FDIC, 8.2 percent of U.S. households don’t have a bank account. As the financial industry takes notice of the large market for alternative options, prepaid cards have boomed. Now, there are a sea of prepaid cards from which to choose.

A prepaid card is a reloadable card account that is similar to a checking account and its accompanying debit card. It does not require a credit check or a previous relationship with a bank. Although there are fewer hoops to jump through, prepaid cards tend to be swamped with fees.

Unsurprisingly, some prepaid cards are better than others. Costs are a major factor in selecting a prepaid card, but the card’s features, reload methods and perks are also very important. For example, the ability to access a prepaid card account through mobile applications is more attractive in an age when smartphones are the norm.

Get into the Game Easier with Prepaid Visa Cards

Whether you play Halo for countless hours each night or just enjoy the occasional few minutes of Angry Birds on your tablet, chances are there’s a gamer in you. No matter the genre, games provide us with a fun escape from reality, and can be enjoyed both alone and with close friends. Like much of the world’s inventions, games have gone largely digital, as you can purchase full titles without even heading to a store and picking up a physical box. As such, if you’re looking to keep up with today’s gaming world, a prepaid debit card will be a huge help on your journey.

From Mario to Master Chief, no great gaming hero starts their quest without the right tools. Real life works the same way, as it is much easier to make everyday transactions with a prepaid visa card, whether you use it for hard goods or online digital game orders. Many services such as iTunes and Xbox Live allow for seamless in-game purchases for extra upgrades, which you are going to need a cashless card for.

Any dedicated gamer knows that nothing is better than staying ahead of the competition. With the help of Visa Imperial, you can obtain all of your gaming needs quicker and more easily than ever. Game on!

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Walmart MoneyCard Review: Among Best Prepaid Cards for Low Fees & Convenience