matthew l asked: I know it affects your credit score negatively everytime you APPLY for something (car, loan, credit card) and they check your credit report to see if you qualify and you end up not qualifying.
But does it affect your credit score if you request your own credit report just FOR YOUR INFORMATION, to [...]
Dottie asked: Any suggestions on how to raise credit scores in the range of 597-607 received from all 3 credit reporting agencies.
I have 2 mortgages which was done by the mortgage company a couple years ago to help my credit and both have high rates, 1 car loan, 5 credit cards, and a small loan [...]
La Sona J asked: I have alot of derogatory items on my credit that I actually need to take care of. I have opened some new credit card accounts since I have never had credit cards before. What is the best way to improve my score so that I am not such a [...]
virginiagirl asked: I want to move in with a friend of mine, who’s apartment is run by a large company. I know they will do a credit check. My credit score is a 629… not the bottom, but not great. Do you think they’ll be okay with that?
To complicate matters, this company [...]
hydra1970 asked: What impact does closing credit cards have on your credit score?
I have a number of credits that I am not using. What impact if any would closing some of these accounts have on my credit score?Question posted courtesy of: Chad